The sender computes a toy keyed checksum tag over key plus message.
Sender computes a toy tag
The toy tag is the one's-complement checksum over key followed by message.
tag=0xd622
Fold then complement
The folded sum is 0x29dd, so the complement tag is 0xd622.
tag=0xd622
Attach the tag
The sender sends the message with tag 0xd622.
sent tag=0xd622
Summary
The tag is a deterministic check value made from key plus message.
toy tag=0xd622