A toy tag is made from a tiny key and the exact message bytes.
A tag starts with shared key bytes
This toy sender and receiver share a tiny key. The key bytes are 0x0f0e.
key=0x0f0e
Message bytes are included
The original message says pay equals 10 and has bytes 0x7061793d3130.
message=0x7061793d3130
The tag covers bytes
The tag is computed from key bytes followed by message bytes. No browser code computes it.
covered bytes=8
Summary
A tag is checked data about the message, not extra prose beside the message.
tag bytes=2